We want to build a long-term relationship with our clients.
We don’t want to be in the way of your financial success. We want to be part of it.
One size does not fit all. We have specifically designed the pricing of our fees to be flexible and accommodating for our clients.
There are four pricing plans. You chose which services you want and how you want to pay for them.
Financial Planning (FP) only - monthly fee
Investment Management (IM) only - quarterly fee
FP + IM combined - monthly + quarterly fees
Wealth Management (WM) - quarterly fee
An Overview of Our Transparent Fees
Initial Engagements
Initial Consultation and Conversation Free
Financial Planning (FP)
Fees ranges from $150 - $825 per month
Monthly - Paid Electronically
Investment Management (IM)*
Starts at .65% of portfolio and reduces to as low as .15% with more assets (schedule below)
Quarterly - Deducted from the Investment Account(s)
*IM can be independent (investment management only) or added separately to monthly FP (FP + IM).
Wealth Management (FP + IM)
Starts at .90% of portfolio and reduces to as low as .35% with more assets (schedule below)
Quarterly - Deducted from the Investment Account(s)
Monthly Financial Planning & Advisory Relationship
Our monthly pricing is broken down into four membership levels, which are determined by the complexity and level of planning services you either desire or require.
Financial Planning Levels
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Starter
Just starting out. Good income but might have a lot of student debt. Single with little additional complexity.
Key Focus Areas:
Cash flow & budgeting
Debt & credit management
Debt analysis & paydown plan
Building a cash reserve
Wealth accumulation
Employee benefits
Merging households
Includes:
Access to budgeting & planning tools
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Basic
Same as Starter, but now we’re getting into more complexity; possibly planning for two (or more).
Key Focus Areas:
Cash flow & budgeting
Debt analysis & paydown plan
Building a cash reserve
Wealth accumulation
Employee benefits
Basic estate review
Planning for family
Includes:
Access to budgeting & planning tools
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Professional
Significant income and little debt. planning for home, children, retirement, or other related goals. More complicated tax situation.
Key Focus Areas:
Investment planning
Retirement planning
Education planning
Increased or more complex employer comp planning
Risk assessment/Insurance review (Life, disability, long-term care, health, homeowners, auto, liability umbrella)
Home purchase planning
Retirement distribution planning
Advanced estate plan review
Includes:
Basic Level Financial Services
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Premium
Tax situation has become more complex. You own a company or have other 1099 income. Tax planning needs have become more complex. Estate planning needs have become more complex.
Key Focus Areas:
Advanced investment, tax & estate strategies
Employee stock options & grants
Future inheritance/windfall planning
Medicare & Social Security strategies
Estate planning services
Exit or succession planning
Advanced charitable strategies
Includes:
Professional Level Financial Services
Hourly Financial Planning
We also provide hourly services in the following situations: declining health, incapacitation or death of a spouse, terminal illness and for those managing (or soon will be) the finances for another person (ex. adult children managing the finances for a parent or parents).
Our hourly fee starts at $250/hr.
