Disclosure
Sonas Financial Planning, LLC (“Sonas FP” or “SFP”) is a registered investment adviser offering advisory services in the State of Georgia and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by SFP in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption. All written content on this site is for information purposes only. Opinions expressed herein are solely those of SFP, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.
The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Sonas Financial Planning LLC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.
Sonas Financial Planning LLC does not warrant that the information will be free from error. None of the information provided on this website is intended as investment, tax, accounting, or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information is at your sole risk. Under no circumstances shall Sonas Financial Planning LLC be liable for any direct, indirect, special, or consequential damages that result from the use of, or the inability to use, the materials in this site, even if Sonas Financial Planning LLC or a Sonas Financial Planning LLC authorized representative has been advised of the possibility of such damages.
In no event shall Sonas Financial Planning LLC have any liability to you for damages, losses, and causes of action for accessing this site. Information on this website should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.
Artificial Intelligence (AI) Use Disclosure & Client Acknowledgment
Purpose of This Disclosure
This disclosure explains how Sonas Financial Planning (this firm) and Bradley Hilton (your financial advisor) may incorporate Artificial Intelligence (“AI”) tools into the advisory process, the potential benefits and risks associated with AI usage, and seeks your acknowledgment and informed consent.
Use of AI in the Advisory Process
Your financial advisor may use AI-driven systems and software as part of their practice, including but not limited to:
Note-taking, transcription, and client meeting documentation
Reviewing financial information and documentation
Investment research, screening, and analysis
Data gathering and organization
Workflow automation
Market research, economic data interpretation, and report generation
Support in developing financial plans, strategies, or investment proposals
Process, compliance, or operations enhancement
These tools are intended to assist your advisor in providing timely and efficient service. AI does not replace human judgment, and all advice provided is ultimately reviewed and approved by your advisor.
Potential Risks and Limitations
While AI may improve efficiency and analytical capability, its use involves certain risks, including but not limited to:
Potential inaccuracies, incompleteness, or outdated information
Data interpretation or analytical errors
Technical malfunctions or service interruptions
Risk of data exposure or cybersecurity vulnerabilities
Risk that algorithms may rely on assumptions that do not fully reflect your personal situation
Limitations based on the quality of information provided to AI systems
You should not assume that AI outputs are correct, complete, or tailored without human review. Your financial advisor will make reasonable efforts to review and validate AI-generated information; however, you acknowledge that AI-based systems are not infallible.
Privacy and Data Handling
Your data may be processed or temporarily stored by AI systems used by the firm or its service providers. The firm takes reasonable measures to protect confidentiality, but no digital system can guarantee absolute security. You consent to the use of such systems for the purposes described above.
No Guarantee of Results
AI technologies do not guarantee:
Investment performance
Accuracy of market predictions
Achievement of financial goals
Error-free processes
All investment decisions carry risk, and past performance is not indicative of future results.
Client Acknowledgment & Assumption of Risk
By signing on and working with Sonas Financial Planning below, you acknowledge that:
You have read and understand the potential uses and risks of AI as described in this document.
You consent to your advisor’s reasonable use of AI tools in their practice.
You understand that your advisor will make best efforts to supervise and validate AI-generated information, but errors or omissions are possible.
You agree that the firm and advisor shall not be held liable for damages arising specifically from the use or failure of AI tools, provided such use is consistent with industry standards and reasonable professional oversight.
You understand that this disclosure does not waive rights where such waiver is prohibited under applicable law or regulation.