Privacy Policy

Last Updated January 20, 2026

 

Sonas Financial Planning (“Sonas FP”) recognizes that our relationships with current and prospective clients are based on integrity and trust. We work hard to maintain your privacy and to preserve the private nature of our relationship with you. We place the highest value on the information you share with us. Sonas FP will not disclose your personal information to anyone unless it is required by law or at your direction. We will not sell your personal information.

 

We want our clients to understand what information we collect, how we use it, and how we protect your personal information.

 

Why We Collect Your Information

We gather information about you so that we can:

●        Help design and implement the investment and financial planning related services we provide you; and

●        Comply with the Federal and State laws and regulations that govern us.

 

What Information We Collect and Maintain

We may collect the following types of “nonpublic personal information” (“NPI”) about you:

●        Information from our initial meeting or subsequent consultations about your identity, such as your name, address, social security number, date of birth, and financial information.

●        Information that we generate to service your financial needs; and

●        Information that we may receive from third parties in connection with the services we provide you.

 

What Information We Disclose

We are permitted by law to disclose nonpublic information about you to unaffiliated third parties in certain circumstances. Sonas FP may disclose client's NPI: (1) to individuals and/or entities not affiliated with Sonas FP, including, but not limited to third-parties that assist in the supervision or management of your account(s) (i.e., sub-advisers, account custodian, record keeper, attorney, etc.); (2) to service providers contracted by us in order for us to perform the duties in furtherance of the client's engagement with Sonas FP (i.e. client management systems, archiving technology vendors, cloud service providers, etc.); (3) to your authorized representative or power of attorney; (4) when we receive your prior consent; (5) in connection with a proposed or actual sale, merger, or transfer of all or a portion of our business; and (6) as otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations.

 

In the event that Sonas FP has a change to its client privacy policy that would allow it to disclose non-public information not covered under applicable law, Sonas FP will allow its clients the opportunity to opt-out of such disclosure.

 

How We Protect Your Personal Information

Privacy has always been important to Sonas FP. We restrict and limit access to client information only to those who need to carry out their business functions. We safeguard client information by preventing its unauthorized access, disclosure, or use. We maintain physical, electronic, and procedural safeguards to protect your confidential personal information. Arrangements with companies or independent contractors not affiliated with Sonas FP will be subject to confidentiality agreements.

 

Former Clients

Even if we cease to provide you with financial services, our Privacy Policy will continue to apply to you, and we will continue to treat your nonpublic information with strict confidentiality. We maintain all records regarding all former clients for the retention period required by law.

 

Contact Us

Clients are encouraged to discuss any questions regarding privacy policies and procedures directly with Bradley Hilton, Chief Compliance Officer of Sonas FP. Please contact Bradley at (404)545-5368.

Artificial Intelligence (AI) Use Disclosure & Client Acknowledgment

Purpose of This Disclosure

This disclosure explains how Sonas Financial Planning (this firm) and Bradley Hilton (your financial advisor) may incorporate Artificial Intelligence (“AI”) tools into the advisory process, the potential benefits and risks associated with AI usage, and seeks your acknowledgment and informed consent.

Use of AI in the Advisory Process

Your financial advisor may use AI-driven systems and software as part of their practice, including but not limited to:

  • Note-taking, transcription, and client meeting documentation

  • Reviewing financial information and documentation

  • Investment research, screening, and analysis

  • Data gathering and organization

  • Workflow automation

  • Market research, economic data interpretation, and report generation

  • Support in developing financial plans, strategies, or investment proposals

  • Process, compliance, or operations enhancement

These tools are intended to assist your advisor in providing timely and efficient service. AI does not replace human judgment, and all advice provided is ultimately reviewed and approved by your advisor.

Potential Risks and Limitations

While AI may improve efficiency and analytical capability, its use involves certain risks, including but not limited to:

  • Potential inaccuracies, incompleteness, or outdated information

  • Data interpretation or analytical errors

  • Technical malfunctions or service interruptions

  • Risk of data exposure or cybersecurity vulnerabilities

  • Risk that algorithms may rely on assumptions that do not fully reflect your personal situation

  • Limitations based on the quality of information provided to AI systems

You should not assume that AI outputs are correct, complete, or tailored without human review. Your financial advisor will make reasonable efforts to review and validate AI-generated information; however, you acknowledge that AI-based systems are not infallible.

Privacy and Data Handling

Your data may be processed or temporarily stored by AI systems used by the firm or its service providers. The firm takes reasonable measures to protect confidentiality, but no digital system can guarantee absolute security. You consent to the use of such systems for the purposes described above.

No Guarantee of Results

AI technologies do not guarantee:

  • Investment performance

  • Accuracy of market predictions

  • Achievement of financial goals

  • Error-free processes

All investment decisions carry risk, and past performance is not indicative of future results.

Client Acknowledgment & Assumption of Risk

By signing on and working with Sonas Financial Planning below, you acknowledge that:

  1. You have read and understand the potential uses and risks of AI as described in this document.

  2. You consent to your advisor’s reasonable use of AI tools in their practice.

  3. You understand that your advisor will make best efforts to supervise and validate AI-generated information, but errors or omissions are possible.

  4. You agree that the firm and advisor shall not be held liable for damages arising specifically from the use or failure of AI tools, provided such use is consistent with industry standards and reasonable professional oversight.

  5. You understand that this disclosure does not waive rights where such waiver is prohibited under applicable law or regulation.