We want to build a long-term relationship with our clients.
We don’t want to be in the way of your financial success. We want to be part of it.
One size does not fit all. We have specifically designed the pricing of our fees to be flexible and accommodating for our clients.
There are three pricing plans. You chose which services you want and how you want to pay for them.
Wealth Management (WM) - quarterly fee
Financial Planning (FP) only - monthly fee
Investment Management (IM) only - quarterly fee
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Initial Conversation | Free
It all begins with a conversation. Let’s talk about what drives you. What your passions are. What keeps you up at night. Who and what you want to protect.
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Financial Planning Only | ($150 - $850/mo).
Who’s it for? People that want ongoing advice but want to manage their investments on their own.
2-4 scheduled in-person or video meetings per year.
Unlimited support via phone and email plus additional in-person meetings as needed.
Ongoing access to your retirement plan and alerts if changes are needed
Comprehensive guidance and advice around 16 areas (see FAQs page for more detail)
Rest assured that you are staying on track with your goals.
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Wealth Management | .9%/yr. or less
Who’s it for? People that want advice and also want a professional to manage their investments.
Includes everything in “Financial Planning Only” plus…
Detailed, ongoing investment analysis
Tax-minimization strategies implemented for you such as tax-loss harvesting, asset location, and more
Custom-tailored, professionally managed portfolio according to plan
All service needs overseen through me
Get peace of mind that all of your financial needs are well taken care of.
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Investment Management Only | .65%/yr. or less
Who’s it for? People that want a professional to manage their investments but don’t want ongoing financial planning advice.
Includes:
Detailed, ongoing investment analysis
Tax-minimization strategies implemented for you such as tax-loss harvesting, asset location, and more
Custom-tailored, professionally managed portfolio according to plan
All service needs overseen by me
Get peace of mind that your investment needs are well taken care of.
Monthly Financial Planning & Advisory Relationship
Our monthly pricing is broken down into four membership levels, which are determined by the complexity and level of planning services you either desire or require.
Financial Planning Levels
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Starter
Just starting out. Good income but might have a lot of student debt. Single with little additional complexity.
Key Focus Areas:
Cash flow & budgeting
Debt & credit management
Debt analysis & paydown plan
Building a cash reserve
Wealth accumulation
Employee benefits
Merging households
Includes:
Access to budgeting & planning tools
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Basic
Same as Starter, but now we’re getting into more complexity; possibly planning for two (or more).
Key Focus Areas:
Cash flow & budgeting
Debt analysis & paydown plan
Building a cash reserve
Wealth accumulation
Employee benefits
Basic estate review
Planning for family
Includes:
Access to budgeting & planning tools
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Professional
Significant income and little debt. planning for home, children, retirement, or other related goals. More complicated tax situation.
Key Focus Areas:
Investment planning
Retirement planning
Education planning
Increased or more complex employer comp planning
Risk assessment/Insurance review (Life, disability, long-term care, health, homeowners, auto, liability umbrella)
Home purchase planning
Retirement distribution planning
Advanced estate plan review
Includes:
Basic Level Financial Services
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Premium
Tax situation has become more complex. You own a company or have other 1099 income. Tax planning needs have become more complex. Estate planning needs have become more complex.
Key Focus Areas:
Advanced investment, tax & estate strategies
Employee stock options & grants
Future inheritance/windfall planning
Medicare & Social Security strategies
Estate planning services
Exit or succession planning
Advanced charitable strategies
Includes:
Professional Level Financial Services
Hourly Financial Planning
We also provide hourly services in the following situations: declining health, incapacitation or death of a spouse, terminal illness and for those managing (or soon will be) the finances for another person (ex. adult children managing the finances for a parent or parents).
Our hourly fee starts at $250/hr.
